In A2010 and above there also are data macros at the table level that can be used for audit trail. The web for "Access audit trail" and you may find some pointers.
A full audit trail of every edit of every field is also possible but requires more skills. Re #2: Last person to edit is relatively easy if you know just a little bit of VBA in the Form_BeforeUpdate write the user's ID to a LastChangedUserID field. Yes, there is esoterica like excessive record locking, but believe me it is not worth it the above scenario will almost never happen. Normal and it works like that with all multi-user systems. What happens? Answer: the phone number edit will be undone, because #2 record overwrites it.
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